Advertisement
Blogroll
Search
Mar
30
Michelle W wrote:
I got my first credit card a couple years ago via Bank of America, and my current credit limit is $9000. Since I don’t have any experience with credit cards in the past, I’m wondering if this is good or not? Is there anyway I can increase this limit? What do most credit card limits start at?
Buying a Dog
I got my first credit card a couple years ago via Bank of America, and my current credit limit is $9000. Since I don’t have any experience with credit cards in the past, I’m wondering if this is good or not? Is there anyway I can increase this limit? What do most credit card limits start at?
Buying a Dog
Mar
30
What is the best credit card to start with for someone who has little to no credit?
Filed Under Credit | 8 Comments
maeganana wrote:
The only credit type thing I have is my cell phone. And I want a credit card to help establish my credit, but I don’t want to apply for a bunch and be getting denied.
Motor Scooters
The only credit type thing I have is my cell phone. And I want a credit card to help establish my credit, but I don’t want to apply for a bunch and be getting denied.
Motor Scooters
Mar
27
What are some tips on building good credit?
Filed Under Credit | 5 Comments
Janae B wrote:
I just got my first credit card through my bank (wells fargo) and really want to start building credit. I know the basics of building credit like paying on time and not going over your limit but still confused on how it all works.
I just got my first credit card through my bank (wells fargo) and really want to start building credit. I know the basics of building credit like paying on time and not going over your limit but still confused on how it all works.
Can i make my payments through my online banking like transfer from my checking to my credit card? Also how does APR work? Or even just tips on building credit would be awesome too. 10 points best answer. Thanks!
Buying a Dog
Mar
25
How exactly does a credit card work?
Filed Under Credit | 11 Comments
indrep33 wrote:
I want to apply for a credit card that starts out with a minimum credit line of $300. If I get it, it will be my first credit card. If I get the $300 credit, I want to make a purchase for like $200. Is this a good thing or a bad thing to do? Can someone give me some good tips on handling a credit card without getting bad credit?
I will mostly be using this card trying to start an at-home business.
Ya mama b*tch. Eat my p*ssy, h*e!!!
Oh, rudecatt63, you’ve hurt my feelings ever so much, I’m going to cry….NOT. For someone who keeps visiting the GLBT section and has a rainbow in they’re background, you sure do do a lot of gay bashing. Self hate is so stupid. But then again if I were you, I would probably hate myself too.
Credit Repair
I want to apply for a credit card that starts out with a minimum credit line of $300. If I get it, it will be my first credit card. If I get the $300 credit, I want to make a purchase for like $200. Is this a good thing or a bad thing to do? Can someone give me some good tips on handling a credit card without getting bad credit?
I will mostly be using this card trying to start an at-home business.
Ya mama b*tch. Eat my p*ssy, h*e!!!
Oh, rudecatt63, you’ve hurt my feelings ever so much, I’m going to cry….NOT. For someone who keeps visiting the GLBT section and has a rainbow in they’re background, you sure do do a lot of gay bashing. Self hate is so stupid. But then again if I were you, I would probably hate myself too.
Credit Repair
Mar
24
Credit ?
Filed Under Credit | 2 Comments
bill wrote:
I am only sixteen, but my dad says that if I want to buy a car– and eventually an apartment or a house I need to establish a line of credit. How do I do this? Whats a good way to get started?
Online Dating
I am only sixteen, but my dad says that if I want to buy a car– and eventually an apartment or a house I need to establish a line of credit. How do I do this? Whats a good way to get started?
Online Dating
Mar
23
What credit card company offers the best deals on Business Credit Card?
Filed Under Credit | 2 Comments
Evilish13 wrote:
I have good credit and im in the market for a business credit card. What company offers the best rates, offers, cash back programs ect? Please give me some ideas on programs i should look into from the major cards like, AE, Discover, MC, and Visa.
How to Lose Weight
I have good credit and im in the market for a business credit card. What company offers the best rates, offers, cash back programs ect? Please give me some ideas on programs i should look into from the major cards like, AE, Discover, MC, and Visa.
How to Lose Weight
Mar
19
How do I close empty credit card accounts?
Filed Under Credit | 7 Comments
atg28 wrote:
I have recently checked my credit report and I realized I had several credit card accounts which were unused for several years running with a zero balance for some time.
I have recently checked my credit report and I realized I had several credit card accounts which were unused for several years running with a zero balance for some time.
I would like to close them to resolve my accounts and improve my overall credit.
I have to admit that some of the credit companies are quite odd (not cititbank or MBNA) but smaller credit houses from obscure stores I once purchased something to earn the 10% off etc.
How do I go about contacting the credit card companies to close these empty accounts?
Online Business
Mar
16
Can my credit card company unilaterally lower my Credit limit at its discretion? How likely is this?
Filed Under Credit | 5 Comments
Mark R wrote:
I have a credit card with a credit limit of $12,500. I have not only been making the payments each month, but I have been paying off my monthly balance at the end of each month consistently. My father told me that, given the situation of today’s financial market, the bank can decide to lower my limit. Is this possible? Is this likely? If so, what factors would influence their decision to lower my credit limit?
Relaxation Therapy
I have a credit card with a credit limit of $12,500. I have not only been making the payments each month, but I have been paying off my monthly balance at the end of each month consistently. My father told me that, given the situation of today’s financial market, the bank can decide to lower my limit. Is this possible? Is this likely? If so, what factors would influence their decision to lower my credit limit?
Relaxation Therapy
Mar
16
What’s a good first credit card to get to start establishing business credit?
Filed Under Small Business | 3 Comments
LJ’s Back! wrote:
I recently started an LLC and would like to start establishing my business credit. What are some good first credit cards to get that will help me establish my business credit? Most I’ve seen want my personal credit as a co-signer for my business, but I would prefer to stay away from that. I mean, what was the point of forming an LLC if my personal credit was going to be taken into account for everything, right?
I recently started an LLC and would like to start establishing my business credit. What are some good first credit cards to get that will help me establish my business credit? Most I’ve seen want my personal credit as a co-signer for my business, but I would prefer to stay away from that. I mean, what was the point of forming an LLC if my personal credit was going to be taken into account for everything, right?
Mar
15
How much credit could I get pre-approved for with normal good credit?
Filed Under Credit | 4 Comments
Woodrow wrote:
I was approved for a credit card with a limit of $1000. I have normal credit. I’m interested in starting a business, but I’ll need more money available to borrow. What would my limit be on one of those “pre-approved” credit cards with excessive interest rates that are available to everyone?
Motor Scooters
I was approved for a credit card with a limit of $1000. I have normal credit. I’m interested in starting a business, but I’ll need more money available to borrow. What would my limit be on one of those “pre-approved” credit cards with excessive interest rates that are available to everyone?
Motor Scooters